Payper
How Payper Can Help Your Business
We provide an alternative to card network transactions, enabling you to process payments directly out of your customer's bank accounts and into yours, all in real-time, for a fraction of the price.
Features
01.
Low Cost
02.
Instant Settlement
03.
In-Store Loyalty Program
04.
Resilient to Fraud
05.
Improve Back Office Efficiency
01
Low Cost
Because we don't leverage the traditional card networks, we can charge way less. Payment processors such as Stripe, Clover, and Square can charge anywhere from 2.3% - 2.9% plus 30 cents per transaction. Not Payper, we provide payment processing for 1% + 30 cents, cutting your costs by up to ~66%.
02
Instant Settlement
Payments over traditional card networks can take anywhere from hours to days to settle in your merchant bank account, not to mention an additional 1-2 days to get those funds into your business bank account. With Payper, there's no need for a merchant bank account, we deposit funds directly into your business bank account within seconds. Sound too good to be true? It's not, we partner with local banks to leverage a new real-time payment network released by the Federal Reserve to make all of this possible.
03
In-Store Loyalty Program
With traditional card network transactions, the fees you pay go directly towards funding big bank reward programs. Not with Payper. Our product is structured so that we have deep relationships with both the merchant AND the customer. Enabling us to offer rewards to each customer that can only be used back at YOUR store, helping you to grow future sales without the complex overhead of managing your own loyalty program.
04
Secure
Payper enforces biometric authentication for EVERY transaction. Fraud is no longer as easy as typing in a card number online. Not to mention, we leverage payment rails developed and maintained by the Federal Reserve, so don't worry about your payment information being compromised.
05
Improve Back-Office Efficiency
The delays found in traditional payments can create quite a few inefficiencies, not to mention cash flow issues. With faster settlement time from Payper, you can reduce costly payment reconciliation errors, delays in settlement, and improve cash flow.